# Flats – Find Your Dream Home

Finding the ideal place to live is one of the most important financial and life decisions you will make. The property market today offers enormous variety, and getting the floor area, location and standard of finish right is the basis of everyday comfort.

Results: 3. Page 1 of 1. Sort: Newest (newest).

- [Nowoczesne mieszkanie 2-pokojowe, 38 m², Gdańsk Niepołomicka](https://maszbox.pl/en/ogloszenia/nowoczesne-mieszkanie-2-pokojowe-38-m-gdansk-niepolomicka-109): Price: zł 2,700 / month | 38 m² | Apartment | Gdańsk (Ujeścisko-Łostowice), Niepołomicka 27
- [Komfortowe mieszkanie na osiedlu Idea Wacyn Radom](https://maszbox.pl/en/ogloszenia/komfortowe-mieszkanie-na-osiedlu-idea-wacyn-radom-108): Price: zł 519,000 (negotiable) | 53 m² | Apartment | Radom (Wacyn), Listopadowa 5
- [Dwupokojowe mieszkanie na sprzedaż](https://maszbox.pl/en/ogloszenia/dwupokojowe-mieszkanie-na-sprzedaz-102): Price: zł 419,000 | 45 m² | Apartment | Lublin (Bronowice), Królowej Jadwigi 15

## Layouts and buildings – what kind of flat are you looking for?

Today's market offers widely varied options that meet the different needs of single people, families with children and investors. On the one hand, flats on the primary market attract enormous interest from buyers – brand-new apartment buildings with underground garages and lifts. On the other hand, the second-hand market consistently dominates search statistics. Here the classic flat in a block built of large concrete panels or traditional brick is hugely popular. Although the typical housing estate of blocks once stirred very mixed feelings, older estates of this kind are enjoying a real renaissance today. They have plenty of mature greenery, and well-developed public transport runs right beside them, which makes getting to the centre quick and stress-free.

## Two sides of the market: sale and rent

The flats category rests on two main pillars, each answering a completely different financial strategy of the portal's users. The vast majority of Poles aim to own a home of their own. The flats for sale listed on our site are offers for people who want to secure their future. Flats to rent, published regularly, answer a strong need for mobility in life. They are the ideal solution for students, young professionals and people who, for work reasons, simply move often and want to avoid long-term mortgage commitments.

## The most popular local markets: from the capital to the coast

The market can differ dramatically depending on a city's economic potential. In the largest metropolitan areas, and especially in the most attractive locations close to business districts, demand has outstripped supply for years. As a result, the average price of a flat in such cities keeps rising. Among the flats in Warsaw you can browse here, the capital remains the constant leader in the number of transactions. As the country's main academic centre, it draws thousands of new residents, and the best offers disappear in no time. The north of Poland is an equally dynamic market. Looking at the flats in Gdańsk on offer, the city stands out as one of the most promising areas. Property in the Tricity is bought very eagerly with a view to letting to tourists and to staff of the growing IT sector.

## What to check before making the final decision?

Whether you plan to spend your own savings or sign an agreement with a landlord, every space needs a cool-headed check. First of all, think carefully about the right number of rooms, matching it both to your current needs and to any plans to grow the family in future. With second-hand offers, the absolute basics are checking the condition of the installations (especially the electrics and plumbing) and how well the windows seal. It is also worth assessing the stairwell and the facade – a well-kept building is a clear sign that the residents' association or housing cooperative has adequate repair funds.

## Legal matters and a safe transaction

Before signing any documents, it is essential to establish the legal status of the flat. The safest form is separate ownership with a land and mortgage register entry free of encumbrances. On the Polish market you will also often come across a cooperative ownership right to a flat, which gives similar freedom to use the space, although the cooperative remains the legal owner of the land. For rentals, an occasional lease is increasingly becoming the standard, requiring a notarial deed to better protect the landlord's interests.

## Questions and Answers

### How does the service charge differ from the rent paid to the owner?

The rent is the sum paid for the use of the flat itself and goes to the owner. The service charge, by contrast, is paid to the cooperative (it covers advances for water, rubbish collection, the repair fund and upkeep of the stairwells). It is always worth asking whether the price in the listing already includes both.

### How can I check that the flat I am buying is not in debt?

The basis is a careful reading of the land and mortgage register extract (Sections III and IV), which shows any mortgage charges and bailiff claims. It is also worth asking the seller for a certificate from the cooperative confirming there are no arrears in charges, and confirmation that nobody is registered as living at the flat.

### Who pays the tax when buying a flat on the second-hand market?

When buying second-hand, the obligation to pay civil-law transaction tax always falls on the buyer. The tax is usually 2% of the property's market value and is collected by the notary when the deed is signed (there are statutory exceptions, however, including for individuals buying their first home).

### Is a classic flat in a block a good choice?

Definitely. Although new developments attract enormous interest, a traditional flat in a block still has plenty of advantages: easy access to schools and shops, and well-developed public transport.

### Will I find offers directly from owners here (no commission)?

Yes! Maszbox.pl is where professional estate agencies, developers and private individuals all advertise.

## How to search listings

You can search listings without JavaScript: https://maszbox.pl/en/szukaj.md returns results as Markdown. For an agent the simplest way is to pass every filter as a query parameter to that address. Every results address also works with the .md suffix, and a regular page address returns Markdown when the request sends the Accept: text/markdown header.

The full guide, with the address pattern, every filter and its allowed values, price units and paging, is at https://maszbox.pl/en/szukaj.md.
